2019 Toyota C-HR UNKNOWN OR OTHER,FORWARD COLLISION AVOIDANCE

My cvt transmission carrier bearing has went bad in my vehicle. Not only have these bearings been one of the main conplaints, this vehicle has several recalls. And which the recall for the precondition system has went bad in mine months ago. I was driving home when suddenly my car got hard to drive n their were very loud noises. Got it looked at and was told it was that bearing. That u can not afford to even fix. I still owe 12k on this car. Ive inky had it for exactly 2 years with only 114k miles on it. Thr bearing should not be malfunctioning already. Toyota needs to fix it or replace the whole transmission cuz no shop will fix the bearing. They tell me I need to buy a new transmission

Component or system failed or malfunctioned: Pre-collision System Malfumcion. It is available for inspection upon request. Not sure how safety or the safety of others put at risk, The problem has not been reproduced, but has been confirmed by a dealer service center. The vehicle component has been inspected by the Dealership Service Department. There are warning lamps, messages to the failure, that first appeared serveral days ago.